Since the law took effect, the coverages are added the following preventive services for women, without any deductible, coinsurance, or deductibles:
• All types of patients, the procedures for sterilization and contraceptive methods, which have FDA approval.
• One year "woman and" preventive care visits for women.
• Testing for HPV every three years for women over 30 years.
• Screening for gestational diabetes in women at high risk for the condition, and those between 24 and 28 weeks of pregnancy.
• HIV screening every year, and counseling on sexually transmitted diseases, including HIV.
• Support, advice and supplies for breastfeeding.
• screening and counseling for domestic violence.
When women were forced to pay for these products, screenings, tests and services of their own pocket, was to capture a significant portion of their monthly budget. For example, the average cost of birth control pills for $ 25 per month ($ 300 annually). The contraceptive patch adds another $ 5 every month to the bill. IUDs and other methods that last longer may lead to an initial cost of several hundred dollars.
Now, as a result of new health regulations in the United States, most health insurance policies will be needed to cover all contraceptive methods mentioned above and preventive care services, no deductible, co-insurance or co -payments.
It is hoped that this will help prevent many health problems among women, and can be used to reduce the number of unplanned pregnancies country - which is now almost half of all pregnancies - which reduces the number of abortions as well.
Another type of plan is to integrate women studied cancer insurance, which costs the consumer welfare test. So now, health insurance does not charge for certain preventive tests, more women are getting money back from these types of plans as well. Preventive screening services for many insurance plans has increased of late. We recommend that you discuss with your agent what you have ordered a test well.
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